Using your credit responsibly with Express Auto -- We know what a challenge it is to stay on the right track without safe, reliable transportation. That is why, at Express Auto, we offer the right vehicle for you at the right price regardless of your credit history. Bad credit? No credit? Come on in to one of our locations in Kalamazoo, Benton Harbor or Battle Creek in southwest Michigan and let us help you to get moving again. Express Auto is southwest Michigan’s #1 buy here, pay here used car dealership that works with customers who have good credit, bad credit or no credit. Even customers who have filed bankruptcy are eligible for our on the lot financing through Express Auto. Express Auto is working for our customers, not just by offering great financing options and our “Love-it or Leave-it” guarantee, but also by offering car maintenance and services provided by our fully equipped service departments. At Express Auto, we will take your trade-in as well. Give Express Auto a call today for all of your vehicle needs. Frequently Asked Questions.